ERISA
(U.S. GOVERNMENT) Employee Retirement Income Security Act (1974); federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Very important law was supposed to ensure that employer pension plans were (a) managed by qualified, ethical people, and (b) those people did not take excessive risks with the funds paid into the pensions. ERISA was subsequently weakened by a Department of Labor ruling in 1978 that allowed pension fund managers to invest in riskier types of portfolios. At the same time this occurred, financial managers were stuck with negative real interest rates, and high inflation. So there was an urgent need for financial vehicles with high yield. As a result, pension fund money flowed into the new hedge funds and junk bonds. Another major change to ERISA was the Consolidated Omnibus Budget Reconciliation Act (COBRA-1986) allows workers recently unemployed from a job to keep their group health insurance coverage for a limited period of time. ERISA regulations for vesting pension benefits were watered down during the '90's, resulting in massive risk taking and erosion of income security for middle class Usonians.
The Urban Dictionary Mug
i love men and cups so this cup was perfect for me
Amazing mug, really high quality, I love it!
fantastic, personal gift to share with anyone!
The mug arrived very packed and on time. I love how well crafted the coffee mug is. I plan on ordering other merch from URBAN Dictionary soon. Thanks.
It morbed its way into my anus, a bit weird, but otherwise happy with my purchase
After watching that anal jar video, I felt inspired. That's when I found this mug.
FUCK YEAAAAAAAA! MUUUUGZ WOOOOOO
Happy with my purchase
amazing I will buy this. it will be my child. I WILL BE KING OF THE 0w0
I loved this mug! when i drink out of it it always has a horrible stench and honestly i dont mind because i love smelling it. my boyfriend thinks i should throw it away because he says "its has lead poisoning" but i cant get rid of it. when my mom died i bought her a mug that said "deceased" because i thought it would brighten the moment when i open presents at her funeral (it worked). but if your looking for something to buy, you should really get one of these mugs. they are cute, nerdy, and remind me of my dead mother!
Yay. I got a mug... And it has the most accurate definition of my name ever lmfao. The quality is great and it's totally worth the price. For me, at least :)
The accuracy is real! My husband and I have 3 daughters. Our last name is Staats, in UD was spot on! Unbelievable! I got it to my husband just in time for Father's Day! Lol!
love it sm, gives a clear understanding of the word every sip thankyou
I nutted in the mug. Loved it!!!!!!!!
I fucked this mug so hard, It became pregnant
Exactly as I ordered it. Shipping was perfect, got updates, accurate date of delivery, and no damage. This is a gift for my little brother.
i was put on a list for buying this mug. 10/10 would recommend
Great customer service and was a fun surprise for an inside joke to a coworker. 😊
Nice cup! Seems to be a quality piece.
This mug reminds me of when I was happy. When I was a wee little winker enjoying the wonders of this life!
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