ERISA Tee
(U.S. GOVERNMENT) Employee Retirement Income Security Act (1974); federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Very important law was supposed to ensure that employer pension plans were (a) managed by qualified, ethical people, and (b) those people did not take excessive risks with the funds paid into the pensions. ERISA was subsequently weakened by a Department of Labor ruling in 1978 that allowed pension fund managers to invest in riskier types of portfolios. At the same time this occurred, financial managers were stuck with negative real interest rates, and high inflation. So there was an urgent need for financial vehicles with high yield. As a result, pension fund money flowed into the new hedge funds and junk bonds. Another major change to ERISA was the Consolidated Omnibus Budget Reconciliation Act (COBRA-1986) allows workers recently unemployed from a job to keep their group health insurance coverage for a limited period of time. ERISA regulations for vesting pension benefits were watered down during the '90's, resulting in massive risk taking and erosion of income security for middle class Usonians.
The Urban Dictionary Tee
Customer Reviews
My wife bought this for me, my only thing about the shirt, is the big Vernon on the front. I think I would prefer it situated and smaller type as if overva pocket. Other than that I love it. Seems to be of good quality and easy wearability, but I have only tried it on, so am uncertain. Thank you for making my day
shirt made me cum
Dick Aww man I love this shirt for eating
people shat on my shirt that said shart and im mad they took a shit on it instead of a shart
Necero's shirt i can use this in almost every phrase. This shirt allows me to do some great stuff with my kids and grandkids! i'd love for anyone who says same to get this shirt!
Bad! Why is this T-shirt named shitty fucking??What a bad name it is!Recommend?Never!😡
The shirts are amazing! I will be ordering again. And recommend them to others 🙂
My UD shirts are my favorites. They fit well, last long, and are unique. I always have people reading my back.
Amazing This shirt is SOOOOO comfortable and I love the definition
BEST SHIRT OF ALL TIME THIS IS THE BEST SHIRT OF ALL TIME. LITERAL FUCKING HELL OF A PLACE HAS BECOME A PART OF MY EVERDAY VOCABULARY AND I RECOMMEND IT FOR ANYONE WHO IS FORCED TO SIT IN A PLACE THEY HATE FOR AN HOUR EVERDAY. GO BUY THE MUG, SHIRT, OR SWEATSHIRT NOW!
Awesome tshirt This tshirt is awesome but my name isn't actually Jayson but i bought it for his b-day
good is it very. i like shirt much,,,,, it contabfortable like it i do.
The Fucklix t shirt is perfect but I am still waiting for the xlarge I ordered. These are gifts and will be just what is needed. Hope I receive the xlarge soon then it's time to give them to the people I ordered them for. So glad I saw them . Thanks.
My wife loves it. Nice quality and so funny for the wearer. Thank you!
The shirt fit amazing, package was shipped rather fast! Thank you so much..
It is absolutely perfect and I love wearing it. Thank You.
Love the short mine says bih on it
this shit stays on during sex
Love it! Buyed it for my sister but I had to make it say her favorite anime 💀✨
LOVR THIS SHIRT OML SO CUTEEEEE😍😍😍