ERISA
(U.S. GOVERNMENT) Employee Retirement Income Security Act (1974); federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Very important law was supposed to ensure that employer pension plans were (a) managed by qualified, ethical people, and (b) those people did not take excessive risks with the funds paid into the pensions. ERISA was subsequently weakened by a Department of Labor ruling in 1978 that allowed pension fund managers to invest in riskier types of portfolios. At the same time this occurred, financial managers were stuck with negative real interest rates, and high inflation. So there was an urgent need for financial vehicles with high yield. As a result, pension fund money flowed into the new hedge funds and junk bonds. Another major change to ERISA was the Consolidated Omnibus Budget Reconciliation Act (COBRA-1986) allows workers recently unemployed from a job to keep their group health insurance coverage for a limited period of time. ERISA regulations for vesting pension benefits were watered down during the '90's, resulting in massive risk taking and erosion of income security for middle class Usonians.
The Urban Dictionary Tee
ThIs is perfect
Great quality and fast shipping and I just dropped my mug.
This T-shirt is a high quality product. It fits perfectly and is very comfortable as well. I'm totally satisfied with the product and recommend it to everyone. Not to sound like a commercial or anything, but I really am impressed! Check it out for yourself. If you're thinking about buying something, go ahead. I'm sure I'll be buying more for a few friends soon. Thanks guys! I love this shirt! For real.
My niece laughed and loves her custom shirt.
Not only was the product exactly what I expected, I was well informed on the shipping process in a seamless and timely manner!
The T-shirt was a birthday gift for my girlfriend and she absolutely loved it.
Happy that this tee is comfy and fits well. I wish the sentence was on the back too.
My wife absolutely loves her new T-shirt.
This looks like a weird design but it looks cool
This T shirt is the best piece of material to have ever graced this Earth. The fine quality fabrics and in depth definition, which is professionally implanted on the back of the shirt, which makes for some very interesting talking points. Thank you Pablo Parmesan.
Absolutely wonderful product! I bought this shirt for my son and he gagged with joy! Mariah Careystmas everyone!
I love it I bought me and my family some
Glad I had utmost FREEDOM OF SPEECH to express in articulate detail what evv it is the fk i was on a rant about that day. I haven't even received my shirt. I just a few moments ago placed the order. That is how pleased 😄 I am. Fk yeah fk yeah. Very empowering experience. My thoughts turned into type, that made some shi# happen. Having freedom of expression was most definitely...one fk ton of fun. A fk ton can be quantified as exuberance an joy beyond expectation. Fk yeah fk yeah. Awesome>>>
Proofread much? She might seem "quite"? Please fix the spelling to "quiet". Can't believe I was considering this purchase...
Damonism T-shirt :+) I found this by accident while surfing through your site. I love this shirt. I bought one and wear it when I feel frisky.
Another hit!
Great shirt, great service. A big thumbs up👍🏻
I always get so many compliments when I wear this (my favorite) shirt. I have been able to give out my phone number to lots of nice old men and my parents think it's great that I have so many nice mentors grooming me into a nice young boy who is willing to "follow the rules ".
Very comfortable and love the tyoeface
Very nice t-shirt. Fits perfect.
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Size Guide
Measurements may vary by up to 2" (5 cm). Pro tip: Measure one of your t-shirts at home and compare!
A - Length
Measure from the top of the collar to the bottom hem
B - Width
Measure across the chest from armpit to armpit
Size Chart
| Size | Length | Width |
|---|---|---|
| XS | 27" | 16½" |
| S | 28" | 18" |
| M | 29" | 20" |
| L | 30" | 22" |
| XL | 31" | 24" |
| 2XL | 32" | 26" |
| 3XL | 33" | 28" |
| Size | Length | Width |
|---|---|---|
| XS | 69 cm | 42 cm |
| S | 71 cm | 46 cm |
| M | 74 cm | 51 cm |
| L | 76 cm | 56 cm |
| XL | 79 cm | 61 cm |
| 2XL | 81 cm | 66 cm |
| 3XL | 84 cm | 71 cm |