ERISA
(U.S. GOVERNMENT) Employee Retirement Income Security Act (1974); federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Very important law was supposed to ensure that employer pension plans were (a) managed by qualified, ethical people, and (b) those people did not take excessive risks with the funds paid into the pensions. ERISA was subsequently weakened by a Department of Labor ruling in 1978 that allowed pension fund managers to invest in riskier types of portfolios. At the same time this occurred, financial managers were stuck with negative real interest rates, and high inflation. So there was an urgent need for financial vehicles with high yield. As a result, pension fund money flowed into the new hedge funds and junk bonds. Another major change to ERISA was the Consolidated Omnibus Budget Reconciliation Act (COBRA-1986) allows workers recently unemployed from a job to keep their group health insurance coverage for a limited period of time. ERISA regulations for vesting pension benefits were watered down during the '90's, resulting in massive risk taking and erosion of income security for middle class Usonians.
The Urban Dictionary Mug
why i want this mug i want this mug because I LOVE JUDE :) :) :) :) :) :) :) :) :) :)
Great as a little joke gift! But a little on the pricey side for a coffee mug. If I didn’t love the person as much as I do, I would probably never spend that amount on a normal coffee cup.
It is perfect. I purchased the mug aa a gift and the recipient loved it!
It’s so good and can hold my coffee all day long !
My favorite mug ever
Small cup printing is well done.
It's perfect. Just what I thought I would be getting. Love the definition on one side and the "phrase" on the other.
lmao n. definitely buy a sex mug
The custom mug was as described. The packaging was first rate, and the shipping was surprisingly fast.
Brenanaz (love it!)
I impressed and made my best friend laugh when he saw I was drinking out of it. That was worth all the cash in the world
I love this mug , it is the best present I have ever received, it reminds me of what I was snd where I am today. I am praying for my own downfall
Love it! No issues at any part in the process
A gift for my sis who got betrayed by her supposed to be friend. His loss for ever RIH stan
Speedy shipping and as always love the mug especially since I created the word!
My brother is a marathon runner, but he’s British. Instead of drinking water from a bottle like a sane person, he uses this to drink his black tea during runs. Now I can die in peace knowing he’s drinking from a mug with the definition of the word “objectumsexual” for some reason.
Bought this without checking the back for my 12 year old cousin's birthday who adores trains! He's a lil autistic. I thought to 'run a train' meant to work on it and keep it running, much like my cousin is always talking about how he wants to drive a train. I was distraught to hear him turn over the mug on his bday in front of his two very strict puritan parents. My auntie and uncle are threatening to put me on a list now and threatening to sue me for defamation or some shit idk i didnt go to law school cus im not a nerd lols. (unlike them who both went to university) i got a kick ass job as a bouncer for an under 18s club - youd be surprised how big 12 year olds get- but they are just stupid. im worried i might get fired if this leaks.) Thanks a bunch! (sarcasn) - im feeling p down atm, if anyone could cheer me up, my number is 0800 1111, if anyone wants to do whats on the mug LOL (serious). btw, i kept the mug for myself since i found it decently adequate and quite tasteful. /srs
Thanks guys, I knew I was hot but not *that* hot
Great way to wake up and clear your head every morning with the reminder of the day you woke up dumb enough to spend $32.95 for a basic coffee mug
Couldn't wait until the mug got home. Immediately after i bought it i wet myself. I couldn't help it. I got so bored of waiting i ordered 5 more mugs. And then another 5. And then ANOTHER 5. And now i have fucking 60 mugs that say schizophrenia on them. I only intended on gifting this mug to my schizophrenic younger sibling as a last gift before i inevitably must suffocate him with his own pillow. Now with all these mugs and have decided to put one mug on the old couple across the street's doorstep each day until eventually they are convinced that they are schizophrenic and see things that aren't there. Next i will get them to be taken to a mental institute where they will be locked up to live in an all-white facility for the rest of their lives. My hope is that i can do this to all of the neighbors on my street so i can finally get enough space so that i can run my hamster experiments in peace without my neighbors always wonder what the small hamster screams coming from my basement are. Anyways nice mug 8/10.
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