ERISA
(U.S. GOVERNMENT) Employee Retirement Income Security Act (1974); federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Very important law was supposed to ensure that employer pension plans were (a) managed by qualified, ethical people, and (b) those people did not take excessive risks with the funds paid into the pensions. ERISA was subsequently weakened by a Department of Labor ruling in 1978 that allowed pension fund managers to invest in riskier types of portfolios. At the same time this occurred, financial managers were stuck with negative real interest rates, and high inflation. So there was an urgent need for financial vehicles with high yield. As a result, pension fund money flowed into the new hedge funds and junk bonds. Another major change to ERISA was the Consolidated Omnibus Budget Reconciliation Act (COBRA-1986) allows workers recently unemployed from a job to keep their group health insurance coverage for a limited period of time. ERISA regulations for vesting pension benefits were watered down during the '90's, resulting in massive risk taking and erosion of income security for middle class Usonians.
The Urban Dictionary Mug
Thanks guys, I knew I was hot but not *that* hot
Great way to wake up and clear your head every morning with the reminder of the day you woke up dumb enough to spend $32.95 for a basic coffee mug
Couldn't wait until the mug got home. Immediately after i bought it i wet myself. I couldn't help it. I got so bored of waiting i ordered 5 more mugs. And then another 5. And then ANOTHER 5. And now i have fucking 60 mugs that say schizophrenia on them. I only intended on gifting this mug to my schizophrenic younger sibling as a last gift before i inevitably must suffocate him with his own pillow. Now with all these mugs and have decided to put one mug on the old couple across the street's doorstep each day until eventually they are convinced that they are schizophrenic and see things that aren't there. Next i will get them to be taken to a mental institute where they will be locked up to live in an all-white facility for the rest of their lives. My hope is that i can do this to all of the neighbors on my street so i can finally get enough space so that i can run my hamster experiments in peace without my neighbors always wonder what the small hamster screams coming from my basement are. Anyways nice mug 8/10.
I dont remember writing "I have dementia" in this cup ? a bit strange... nice cup tho.
I dont even own the mug. I just wanted to write a review about how epic it is>>> fuck you
my kids loved it. delicious and a great snack. would buy again.
it was great 💀
Gave it to my girl, she loved it.
Best mug I have ever had
love shoving it up my ass on a daily!!!!!
WOW THIS MUG MATCHES MY NAME I'M DEFINITELY GETTING THIS FOR MY BIRTHDAY
WOW I LOVE THIS SO MUCH IT EVEN MATCHES MY NAME! I'm definitely getting this mug for my birthday!
I got morb’d
This jar is amazing for vomiting in! i definitely recommend if you have ugly kids!
This cup is cool. I farted on it and my butt tickled
Perfect customized gift- super easy and quick to do and the order arrived in under a week!
Smaller than I expected for the price.
i use my mug for sperm donation
10/10, great for taking a massive shit in. Overflows if its more than 2 pounds, but its part of the fun, right?
Needed one to gift to my colleague in pests exptermination department, takes care of my bug pretty well. Damn well of a bugger, if I would, ol' chap. 😌
Review Details
Pro Customization
Create unique products with your own words and definitions
Live Preview
Personalize Your Design
Debug: Product Metadata
| Key | Value (click to copy) |
|---|---|
Copied! |
Return Policy
Made Just For You
Each product is custom-printed with your unique text, making it truly one-of-a-kind.
Defect-Free Guarantee
If your product arrives with printing defects, damage, or quality issues, we'll send you a free replacement.
Custom Orders
Due to the personalized nature of your order, we don't accept returns for change of mind or sizing issues.
Questions about your order? Contact our support team for assistance.