bank reserves
(FINANCE) an amount of precious metals, silver, cash, or other thing of value that a bank keeps in storage to meet unexpected liabilities. Banks generally accept deposits and lend out money. The deference between the rate of interest paid out to deposits, and the rate of interest required for loans, is called "the spread"; it is the bank's source of income. Banks are not allowed to lend out 100% of the money they receive as deposits; if they did, then depositors would be unable to take money out of the bank. On the other hand, the bank has to lend most of the money out, since it needs the income earned from interest on loans. Throughout the history of the Usonian banking system, the US states or the federal government have had rules about interest rates, reserves, and financial accounting used by banks. Since Aldrich-Vreeland Act (1908), banks have been allowed to hold deposits with the US Treasury, then (after 1913) with the Federal Reserve System. Deposits in the FRS do not earn interest, but the reserve banks permit member banks to borrow if they fall short of the reserve requirements (see federal funds rate)
The Urban Dictionary Mug
This is lafayetti yummi yum yum Oui oui mon ami je m'appelle lafayette The lancelot of the revolutionary set I came from afar just to say "Bonsoir" Tell the king "Casse toi" Who's the best C'est moi
Awesome purchase, I can't wait to show off my "Progressively Straight" mug at Starbucks.
Mug was delivered undamaged just as ordered.
My order came quickly. Packaged well. Great job.
IT WAS MUG! CAME QUICK & SAID THING. HAVE NOT TASTED YET. NOT SMELL BAD, BUT DISHWASHER NONETHE LESS....
Henceforth, I am unable to leave a negative review for this amazing cup.
Good quality, just as pictured. Very pleased with it!
Having my first cup of coffee in the new cup. Good idea to add new terms through individual contributions.
10/10 Looks exactly like the preview. Shipping was fast.
This is for my granddaughter whom I used to call cutie patootie until she found out another meaning for patootie. Then she didn’t like the name so much! This will be a perfect gift for her! She is 16.
Love the cups :) It reminds us of our sweet momma. I thought everyone knew the word "mommicked" but evidently it is an Eastern North Carolina thing...My sisters and I all married Northerner/ Yankees and they had never heard of the word. Thank you for a tender memory.
Cup came in one piece and looks as nice as it does in the picture! Only note is just be mindful of any typos in the description of the definition, they will show up on the cup too! Other than that, no complaints!
This reminds me of the amazing teams i worked in!
great experience, with fast delivery. Thank you!
my grandma loved it!
My grandma is HOOKED
Based mug
This mug makes me happy :) reminds me of so many funny high school memories!
The mug came quickly and we love it!
These mugs are always good. I usually choose the neon green!
Review Details
Pro Customization
Create unique products with your own words and definitions
Live Preview
Personalize Your Design
Debug: Product Metadata
| Key | Value (click to copy) |
|---|---|
Copied! |
Return Policy
Made Just For You
Each product is custom-printed with your unique text, making it truly one-of-a-kind.
Defect-Free Guarantee
If your product arrives with printing defects, damage, or quality issues, we'll send you a free replacement.
Custom Orders
Due to the personalized nature of your order, we don't accept returns for change of mind or sizing issues.
Questions about your order? Contact our support team for assistance.