bank reserves
(FINANCE) an amount of precious metals, silver, cash, or other thing of value that a bank keeps in storage to meet unexpected liabilities. Banks generally accept deposits and lend out money. The deference between the rate of interest paid out to deposits, and the rate of interest required for loans, is called "the spread"; it is the bank's source of income. Banks are not allowed to lend out 100% of the money they receive as deposits; if they did, then depositors would be unable to take money out of the bank. On the other hand, the bank has to lend most of the money out, since it needs the income earned from interest on loans. Throughout the history of the Usonian banking system, the US states or the federal government have had rules about interest rates, reserves, and financial accounting used by banks. Since Aldrich-Vreeland Act (1908), banks have been allowed to hold deposits with the US Treasury, then (after 1913) with the Federal Reserve System. Deposits in the FRS do not earn interest, but the reserve banks permit member banks to borrow if they fall short of the reserve requirements (see federal funds rate)
The Urban Dictionary Mug
BEST MUG EVER I DONT KNOW WHAT I WOULD DO WITHOUT THIS OUTSTANDINGLY AMAZING MUG THAT MY FRIEND GOT ME AS A "SPECIAL" CHRISTMAS PRESENT IF YOU KNOW HWAT I MEAN
Great idea. Nice mug and well proportioned
Im gay so love this mug
shmunky Mug is elite!!!!!!!!!!!!!!!!! Highly recommend yeat !!!!
Great product. Timely shipping. Highly recommend this establishment. Thanks!
Best Mug ever. I love having the definition for my favorite word on a stylish mug. -ShinobiScout
It was hilarious and I loved it
bloody fantastic. yes you found a real review that isn't from a bot!
So funny and fun to share. Great gift
I have a persona/troll character on Roblox named: HaunCoolGamer, I bought this bc the actual definition of Haun totally fits Haun's brand.😎 10/10: Very epic.
sicko mode mug bought this, great mug. would recommend to friends
Good quality, not cheesy.
It’s an awesome mug
it's great get it with the definition of your b and make it cuteee
Great as punctuation to an inside joke. Very expensive for a coffee cup.
Excellent communication. Prompt service. Quality product.
my friend loves funky monkey mug
Great idea to be able to offer this quality mug. I wish it would have come with the full text including examples listed on Urban Dictionary but I do love the mug. Just bought my 2nd one. Packaging is duarable and perfect for rough transit.
¡Soy profesora de español y lo voy a usar en mi clase en la universidad!
I wish the text on the back wasn’t so small—if I had to order it over again I would’ve inquired as to whether the words could be enlarged so it filled up more of the “white space” on the back
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