bank reserves
(FINANCE) an amount of precious metals, silver, cash, or other thing of value that a bank keeps in storage to meet unexpected liabilities. Banks generally accept deposits and lend out money. The deference between the rate of interest paid out to deposits, and the rate of interest required for loans, is called "the spread"; it is the bank's source of income. Banks are not allowed to lend out 100% of the money they receive as deposits; if they did, then depositors would be unable to take money out of the bank. On the other hand, the bank has to lend most of the money out, since it needs the income earned from interest on loans. Throughout the history of the Usonian banking system, the US states or the federal government have had rules about interest rates, reserves, and financial accounting used by banks. Since Aldrich-Vreeland Act (1908), banks have been allowed to hold deposits with the US Treasury, then (after 1913) with the Federal Reserve System. Deposits in the FRS do not earn interest, but the reserve banks permit member banks to borrow if they fall short of the reserve requirements (see federal funds rate)
The Urban Dictionary Mug
I am very please with the mug. Thank you!
ABSOLUTELY LOVED IT BUY IT RN
Was very happy with the customer service team when I had a question. They responded to my email quickly. The mug looks really cool, makes me laugh every time I use it and high quality. I’m in love with it. Thanks!
Haylee My name is haylee sullivan and the mug is describes everything about me and i would rate it at a 5 100% it is awesome
I’m right handed and would’ve liked it better if the handle was on right side with name facing forward instead of having verbiage facing front
girlfriend loved it :) - Ian's Girlfriend
the urge to buy it and write cum on it
Purchased this mug as a Christmas gift. Can’t wait to see the reaction!
This is to test if the Urban Dictionary store rating system is working and not showing fake 5 star reviews.
These are hilarious! Great gifts. Cost seems a bit high but i couldn’t resist.
It’s a great way to store my pencils.
I used this instead of condoms It didn’t work and now my nephew is my son
Ordering was very easy and the delivery to a different address then the billing address was done effortlessly with complete correct order. Was delivered before estimated date which was very exciting. Good job well done by all.
Funny stuff! I wish the mugs cost a bit less, I'd buy more. There's an almost unlimited supply of clever slang.
awesome. came just as ordered.
Nice cup a few words were darker than the rest. But ok
아주 좋은 머그잔 나는 죽은 아버지를 위해 시원한 머그잔을 얻었고 매우 자랑스러워했습니다.
I like the mug, it’s good quality, unfortunately the customization wasn’t correct. I got the “juff” mug and instead of the definition i had a quote from one of my friends as a bit, but it just came with the definition. I’ll still give it to him because the joke still works but I am a little disappointed.
Love the fact that Urban dictionary came up with such an accurate and quick meaning for Binger! Mug was a little pricy but God is my morning coffee so much better in this mug!!
This mug is incredible! It was a great gift for my friend named Jacob, who is definitely gay. (Even though he says he isn't 🙄)
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