bank reserves
(FINANCE) an amount of precious metals, silver, cash, or other thing of value that a bank keeps in storage to meet unexpected liabilities. Banks generally accept deposits and lend out money. The deference between the rate of interest paid out to deposits, and the rate of interest required for loans, is called "the spread"; it is the bank's source of income. Banks are not allowed to lend out 100% of the money they receive as deposits; if they did, then depositors would be unable to take money out of the bank. On the other hand, the bank has to lend most of the money out, since it needs the income earned from interest on loans. Throughout the history of the Usonian banking system, the US states or the federal government have had rules about interest rates, reserves, and financial accounting used by banks. Since Aldrich-Vreeland Act (1908), banks have been allowed to hold deposits with the US Treasury, then (after 1913) with the Federal Reserve System. Deposits in the FRS do not earn interest, but the reserve banks permit member banks to borrow if they fall short of the reserve requirements (see federal funds rate)
The Urban Dictionary Tee
Awesome tshirt This tshirt is awesome but my name isn't actually Jayson but i bought it for his b-day
good is it very. i like shirt much,,,,, it contabfortable like it i do.
The Fucklix t shirt is perfect but I am still waiting for the xlarge I ordered. These are gifts and will be just what is needed. Hope I receive the xlarge soon then it's time to give them to the people I ordered them for. So glad I saw them . Thanks.
My wife loves it. Nice quality and so funny for the wearer. Thank you!
The shirt fit amazing, package was shipped rather fast! Thank you so much..
It is absolutely perfect and I love wearing it. Thank You.
Love the short mine says bih on it
this shit stays on during sex
Love it! Buyed it for my sister but I had to make it say her favorite anime 💀✨
LOVR THIS SHIRT OML SO CUTEEEEE😍😍😍
mine had gay on it. Instant sex.
I love my NIckIsBum T-Shirt, it is very comfortable.
used it as a cum rag
Great fit and soft material. Gave as gift. Big hit!
Great conversation piece! Plus I can never find anything with my name on it. This was a great find! Will definitely order more!!!!
Got exactly what I wanted.
Exactly what I expected, thanks!
I don't visit Urban Dictionary alit so I only recently saw they offered merch. I immediately started looking up words for potential Christmas gifts. Found the ideal gift for my brother & ordered a shirt. It arrived very quickly and I love it. It's exactly as pictured on the site and being able to customize it with his name makes it perfect. I only hope he loves it as much as I do. Will definitely keep Urban Dictionary in mind when I need to find a great gift.
i love my shirt i made it say sapnap cause yassssssssss
Best This is the best shirt I have ever gotten I love it and I definitly recomend it to any friend named Hailie
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Size Guide
Measurements may vary by up to 2" (5 cm). Pro tip: Measure one of your t-shirts at home and compare!
A - Length
Measure from the top of the collar to the bottom hem
B - Width
Measure across the chest from armpit to armpit
Size Chart
| Size | Length | Width |
|---|---|---|
| XS | 27" | 16½" |
| S | 28" | 18" |
| M | 29" | 20" |
| L | 30" | 22" |
| XL | 31" | 24" |
| 2XL | 32" | 26" |
| 3XL | 33" | 28" |
| Size | Length | Width |
|---|---|---|
| XS | 69 cm | 42 cm |
| S | 71 cm | 46 cm |
| M | 74 cm | 51 cm |
| L | 76 cm | 56 cm |
| XL | 79 cm | 61 cm |
| 2XL | 81 cm | 66 cm |
| 3XL | 84 cm | 71 cm |