ERISA
(U.S. GOVERNMENT) Employee Retirement Income Security Act (1974); federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Very important law was supposed to ensure that employer pension plans were (a) managed by qualified, ethical people, and (b) those people did not take excessive risks with the funds paid into the pensions. ERISA was subsequently weakened by a Department of Labor ruling in 1978 that allowed pension fund managers to invest in riskier types of portfolios. At the same time this occurred, financial managers were stuck with negative real interest rates, and high inflation. So there was an urgent need for financial vehicles with high yield. As a result, pension fund money flowed into the new hedge funds and junk bonds. Another major change to ERISA was the Consolidated Omnibus Budget Reconciliation Act (COBRA-1986) allows workers recently unemployed from a job to keep their group health insurance coverage for a limited period of time. ERISA regulations for vesting pension benefits were watered down during the '90's, resulting in massive risk taking and erosion of income security for middle class Usonians.
The Urban Dictionary Mug
so cool! u can make sarcastic stuff too. i put: sarcasm: being an absolute asshole
Like the mug for my daughter, but didn’t notice that I had color choices when checking out. The yellow was pre-set so I got that color. Would much rather have selected a different color.
Cute, well-made mug! Exactly like the photo. I can't wait to give this as a gift this Christmas!
The description of a person by their names is the realest I’ve ever come across
Mug looks great and everything is spelled correctly.
I love my mug! 💘
the photo is all you need to know.
It’s pretty damn cool
It was a really good hoe mug!!!!!
Exactly what I was hoping for! Great product
My coworkers see all the cups I order from you, and this one is already one of their faves
Just what I expected. Merchandise looked just like it did online. Showed my friends and even they loved the cup! Plan on ordering more merchandise from you guys. Thanks. KLDS
Astounding Mug. I found this Mug in a dark time, the time when I needed a mug the most. I went onto google.net and found this truly amazing piece of craftsmanship. Manny Heffley came out of my computer and started to gyrate, before hopping out completely and eating my asshole. It felts so good, I started shaking and moaning, rapidly convulsing on the floor. Manny Heffley slowly crawled into my, hiding in my womb in order to store his power for 12 months and evolve to the form of "Baby 2". Thank you, Urban Dictionary. This mug changed my life.
Looks great and quick delivery
very good quality, wasn’t broken or anything and was a good gag gift !
I gave it to her today. And she loved it said it was her to the T
The Printing wasn't very sharp, but it's good enough.
It was a surprise gift for someone and she absolutely loved it!
This was sent as a gift to my grandson, who lives in another state, so I never saw it. However I asked him as follows: "Just checking ... their request for a review shows an aquamarine mug ... it was supposed to be purple (eggplant, they called it). Was it purple?" Then he said: "It was purple! And thank you I love it haha Sent from my iPhone"
Shipment arrived quickly and in great condition. I know my custom mug will be a crowd pleaser when my girlfriend opens it up for Xmas.
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