ERISA
(U.S. GOVERNMENT) Employee Retirement Income Security Act (1974); federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. Very important law was supposed to ensure that employer pension plans were (a) managed by qualified, ethical people, and (b) those people did not take excessive risks with the funds paid into the pensions. ERISA was subsequently weakened by a Department of Labor ruling in 1978 that allowed pension fund managers to invest in riskier types of portfolios. At the same time this occurred, financial managers were stuck with negative real interest rates, and high inflation. So there was an urgent need for financial vehicles with high yield. As a result, pension fund money flowed into the new hedge funds and junk bonds. Another major change to ERISA was the Consolidated Omnibus Budget Reconciliation Act (COBRA-1986) allows workers recently unemployed from a job to keep their group health insurance coverage for a limited period of time. ERISA regulations for vesting pension benefits were watered down during the '90's, resulting in massive risk taking and erosion of income security for middle class Usonians.
The Urban Dictionary Mug
I got mugged A man mugged me and then said I had da big gaye
I love the costume coffee mug. What can you say that's bad about it. It's your choice after all. It's the best mug and I love it😍😍😍😍❤️❤️❤️❤️
these mugs are amazing. I can't
My Power Bottom Queen loves her eggplant colored mug and I let her celebrate her title whenever she so chooses
I use black hobby paint & small brush to add recipient’s name to back of mug (which I requested be left blank - thank you!). This is a terrific gift for hard-to-buy-for slightly warped friends! BG
good mug but why does it sometimes say creepy things to me kinda sus ngl
up ya bum
Fast shipment Better than expected!
Customer service was very responsive and helpful
Wowzers
Every web purchase should be this easy! Love it!
Great quality, although a high price for a mug! Printed really nicely and came out really well. $30 worth the laugh.
High quality finish
I just love mugs
balls
HA HA I USED FUNNI NUMBER FUNNI NUMBER GO BRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRR
gave it to my mom, she was proud. (shes dead)
My maiden name was Puddy and I just loved this mug that defined what Puddy means! I bought one for my brother as well as one for me… And this is the first time in all of our 70 + years that we have heard Puddy defined! We both are super grateful!
The color of the block highlighting the subject word was labeled "Flamingo Pink", but on the mug, it's actually closer to lilac and the woman I bought this mug for loves the color pink. I do like the apparent permanence of the design on the mug, I'm just disappointed with the inaccuracy of the color.
One day when I was walking down the street a man gave me this mug and said that it will be the best thing that ever happened to me, when I got home I filled the mug with the most delicious coffee and I became a penis. this is the best mug in the world thank you kind stranger for giving me this.
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