bank reserves
(FINANCE) an amount of precious metals, silver, cash, or other thing of value that a bank keeps in storage to meet unexpected liabilities. Banks generally accept deposits and lend out money. The deference between the rate of interest paid out to deposits, and the rate of interest required for loans, is called "the spread"; it is the bank's source of income. Banks are not allowed to lend out 100% of the money they receive as deposits; if they did, then depositors would be unable to take money out of the bank. On the other hand, the bank has to lend most of the money out, since it needs the income earned from interest on loans. Throughout the history of the Usonian banking system, the US states or the federal government have had rules about interest rates, reserves, and financial accounting used by banks. Since Aldrich-Vreeland Act (1908), banks have been allowed to hold deposits with the US Treasury, then (after 1913) with the Federal Reserve System. Deposits in the FRS do not earn interest, but the reserve banks permit member banks to borrow if they fall short of the reserve requirements (see federal funds rate)
The Urban Dictionary Mug
Better than advertised! Colors and text were exactly as shown on website. Quality cup also. Very happy.
Fuck your mugs and your tees
Cup is for a good friend. I haven’t given it to her yet but if she’s excited as I am, she’s gonna love it thanks guys.
good service, delivery time was quick

I LOVE my mug! It's such a meaningful way to remember a word my Dad "coined" When I was a child. I am very pleased.
Holy Cow, when I ordered the mug I mistakenly googled flenching instead of fetching! My wife and German Shepard compete in AKC canine agility competition and our German Shepherd won the fetching competition. To surprise her I thought I bought her a fetching coffee mug, needless to say I’m now living in Hotel 6.
My dad hated it🤣

This is the coolest Anspaugh mug that ever existed.
Great ordering experience..good quality
8.3 cm diameter? I hardly know her
The day this mug entered my life, my depression was cured, I won the lottery, my dad came back from the dead, and my mum started loving me, motto beg but if you rub the mug 3 times a genie WIll grant you 69 wishes (I wished for more mugs 69 times)
Gift for my niece. She loves it.
I don’t really want to by it but I do like that you can customize it Also I do find find funny nearly all the one star reviews are people say “I want the mug for free”
i tried to break this shit mug but died got reincarnated came back to life and this shitty mug was still there
How many ounces does it hold? I don’t know ask him. HIM!HIM! Fuck him! It’s catchy
Great experience with the Urban Dictionary and ordering my mug. Any concerns that were related to them were received promptly. Overall, it was a great experience
i love this mug its not a mistake ITS A MASTERPIECE
Describes my classmate in school, perfect
I love the cup and I’m certain I’ll be checking with you guys in the future..
*To those looking to purchase, others may criticize your sense of humor.* I love the thug shaker mug! It stands out as a quality desk ornament that all of my co workers are envious of. However, the other world leaders seem to find the thug shaker unfunny and immature for the work place. My wife says she will leave me if she sees it out one more time. I think I may have to give up the thug shaker persona once and for all. Stay strong thugs.
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