bank reserves
(FINANCE) an amount of precious metals, silver, cash, or other thing of value that a bank keeps in storage to meet unexpected liabilities. Banks generally accept deposits and lend out money. The deference between the rate of interest paid out to deposits, and the rate of interest required for loans, is called "the spread"; it is the bank's source of income. Banks are not allowed to lend out 100% of the money they receive as deposits; if they did, then depositors would be unable to take money out of the bank. On the other hand, the bank has to lend most of the money out, since it needs the income earned from interest on loans. Throughout the history of the Usonian banking system, the US states or the federal government have had rules about interest rates, reserves, and financial accounting used by banks. Since Aldrich-Vreeland Act (1908), banks have been allowed to hold deposits with the US Treasury, then (after 1913) with the Federal Reserve System. Deposits in the FRS do not earn interest, but the reserve banks permit member banks to borrow if they fall short of the reserve requirements (see federal funds rate)
The Urban Dictionary Mug
Thanks guys, I knew I was hot but not *that* hot
Great way to wake up and clear your head every morning with the reminder of the day you woke up dumb enough to spend $32.95 for a basic coffee mug
Couldn't wait until the mug got home. Immediately after i bought it i wet myself. I couldn't help it. I got so bored of waiting i ordered 5 more mugs. And then another 5. And then ANOTHER 5. And now i have fucking 60 mugs that say schizophrenia on them. I only intended on gifting this mug to my schizophrenic younger sibling as a last gift before i inevitably must suffocate him with his own pillow. Now with all these mugs and have decided to put one mug on the old couple across the street's doorstep each day until eventually they are convinced that they are schizophrenic and see things that aren't there. Next i will get them to be taken to a mental institute where they will be locked up to live in an all-white facility for the rest of their lives. My hope is that i can do this to all of the neighbors on my street so i can finally get enough space so that i can run my hamster experiments in peace without my neighbors always wonder what the small hamster screams coming from my basement are. Anyways nice mug 8/10.
I dont remember writing "I have dementia" in this cup ? a bit strange... nice cup tho.
I dont even own the mug. I just wanted to write a review about how epic it is>>> fuck you
my kids loved it. delicious and a great snack. would buy again.
it was great 💀
Gave it to my girl, she loved it.
Best mug I have ever had
love shoving it up my ass on a daily!!!!!
WOW THIS MUG MATCHES MY NAME I'M DEFINITELY GETTING THIS FOR MY BIRTHDAY
WOW I LOVE THIS SO MUCH IT EVEN MATCHES MY NAME! I'm definitely getting this mug for my birthday!
I got morb’d
This jar is amazing for vomiting in! i definitely recommend if you have ugly kids!
This cup is cool. I farted on it and my butt tickled
Perfect customized gift- super easy and quick to do and the order arrived in under a week!
Smaller than I expected for the price.
i use my mug for sperm donation
10/10, great for taking a massive shit in. Overflows if its more than 2 pounds, but its part of the fun, right?
Needed one to gift to my colleague in pests exptermination department, takes care of my bug pretty well. Damn well of a bugger, if I would, ol' chap. 😌
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