bank reserves
(FINANCE) an amount of precious metals, silver, cash, or other thing of value that a bank keeps in storage to meet unexpected liabilities. Banks generally accept deposits and lend out money. The deference between the rate of interest paid out to deposits, and the rate of interest required for loans, is called "the spread"; it is the bank's source of income. Banks are not allowed to lend out 100% of the money they receive as deposits; if they did, then depositors would be unable to take money out of the bank. On the other hand, the bank has to lend most of the money out, since it needs the income earned from interest on loans. Throughout the history of the Usonian banking system, the US states or the federal government have had rules about interest rates, reserves, and financial accounting used by banks. Since Aldrich-Vreeland Act (1908), banks have been allowed to hold deposits with the US Treasury, then (after 1913) with the Federal Reserve System. Deposits in the FRS do not earn interest, but the reserve banks permit member banks to borrow if they fall short of the reserve requirements (see federal funds rate)
The Urban Dictionary Mug
I can't stop putting weird things on the cup I love this website 😆
Purchased this for my fiancé. One night watching TV, she blurted out the word "kaputnik." We laughed so hard. Never dreamed it was an actual word. Now, we know better. LOL
Sent a mug with DABNABIT printed on it to my Grandaughter for her birthday! She absolutely was thrilled with it! This is a saying I’ve used over the years a lot & we’ve always laughed about it! Ordered myself one too!!
Best mug I've ever seen honestly
looks great, came quickly, exactly as I wanted. minor observation - the coffee mug was a bit smaller than I expected. The mug is normal size, but most of my mugs tend to be a bit larger. No matter. I still enjoy it!! Perfect would have been larger - but that I my preference.
Bought this mug as a joke, the concept of there being a "magical one" was very funny to me. Great quality, I even feel magical myself.
Perfect!!
My nut hurts my nut hurts help
i bought this mug for my classmate and he likes it since its his crush name
Great mugs, great format, always fun to buy for friends!
Weird text for a dad mug Why can i put Infantile Pillock on a mug for my dad? Pretty funny
my partner thought it was very silly
Funny cup that my girl absolutely loved!
Arrived safely and in one piece. New term is already being used in the office loosely.
Got it for my friend when he was mad. Very funny
Always wanted a communist coffee cup. Great price too.
I’m excited to have gotten it. I’m going to give it to a man at my church that volunteers this time and won’t stop working! So the inscription is perfect for him.
Why?! I can't stop doing lewd things to this mug, it keeps on telling me to stop but I respond with hitting it. PLEASE HELP ME! 😭😭
I've discovered a game-changer for my morning coffee ritual: the Largebog ceramic mug. This mug isn't just another piece of kitchenware; it's a masterpiece that elevates the entire coffee experience. Firstly, the design is stunning yet understated. Its sleek, minimalist look fits perfectly in any kitchen or office setting. The matte finish not only feels luxurious but also ensures a secure grip, making those early mornings a little easier to handle. What truly sets this mug apart, though, is its functionality. The ceramic material retains heat exceptionally well, keeping my coffee piping hot for much longer than other mugs I've owned. No more rushing to finish my brew before it gets cold! Another standout feature is its generous size. Whether I'm craving a quick espresso shot or a hearty mug of Americano, there's ample room to indulge without constantly refilling. Plus, the wide, sturdy handle makes it comfortable to hold, even when my hands are still groggy from sleep. Cleaning is a breeze, too. The smooth surface doesn't stain easily and is dishwasher-safe, which is a lifesaver during busy mornings. Overall, the Largebog ceramic mug has become an essential part of my daily routine. It combines style with functionality flawlessly, making every sip of coffee a delight. If you're looking to upgrade your morning brew experience, I can't recommend this mug enough.
cure my depression really good i love it. also my dog cant stop doing things to it.
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