ZIRP
Zero Interest Rate Policy. A controversial policy pursued by central banks in countries whose economies have collapsed, in an effort to reflate the system. Under ZIRP, a country's central bank sets the interest rate to zero or near zero, to make capital purchases more attractive. The policy is controversial because it is not clear that it achieves the desired objective, and in fact may lead to a so-called liquidity trap, or a self-reinforcing slow deflation of the economy. Japan has lived with ZIRP since its stock and real estate markets crashed in 1990, and their economy has stagnated ever since. The United States is presently and foolishly following the Japan ZIRP model, with a similar outcome all but assured.
The Urban Dictionary Mug
I like the mug, it’s good quality, unfortunately the customization wasn’t correct. I got the “juff” mug and instead of the definition i had a quote from one of my friends as a bit, but it just came with the definition. I’ll still give it to him because the joke still works but I am a little disappointed.
Love the fact that Urban dictionary came up with such an accurate and quick meaning for Binger! Mug was a little pricy but God is my morning coffee so much better in this mug!!
This mug is incredible! It was a great gift for my friend named Jacob, who is definitely gay. (Even though he says he isn't 🙄)

Great mug, she loved it
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