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an [adjective] meaning "not progressing", "ghetto", "lazy", "unwilling". The term derived from "HUD homes" (homes that have been [foreclosed] by the lenders & the US Department of Housing & Urban [Development] has taken over the ownerships by paying the rest of the mortgage). These houses would normally have the signs "HUD Home" displayed on the doors or windows; these signs are especially prominent in inner-cities during poor economic times.
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