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An noun referring to a stereotype of a girl (usually 20s-30s, but sometimes your occasional cougar) in today's culture. She is a [train wreck] and does nothing but spend lots of money, tan, and get drunk at exclusive clubs and cause train wrecks. This word originates from the cast member of Bravo's [The Real Housewives] of Atlanta, Kim. A one hit one she produced is called "Tardy for the Party", which is where this noun derives from because she is in fact a total [train wreck] and portrays this stereotype very well.
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