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Term used to describe a person who usually pays their bills, but completely disregards the due date on the bill. They view the "date due" as a mere [suggestion] and send payment when they feel like it. Also, [this is a] person who is more likely to go and pay the bill in person, either because they don't have a checking account and need to pay cash or they think that will somehow [make up for] the fact that it is greater 11 days past the due date.
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