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a policy and a way of dealing with one's company that has been widely in use since the media/banks/governments reported a [financial crisis]; it is a [justification] for various actions: staff reductions, cancelled payrise, lowered wages though none of these are necessary (because the company is doing well and needs no changes); it is a perfect explanation for everything if your [general manager] plans to fire some employees/cut wages and needs a good reason;
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