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* Finance: An easy acronym suitable for identifying NON-EXEMPT SECURITIES, that can be used during the Uniform Securities Examination, Series 63 Exams. *How it works: You the acronym "C4. R. E. F.T.I." or simply "Crefti" each time one is asked figure out which security will be exempt from state [registration]. [The definition] of CREFTI is for non-exempt securities. ANY SECURITY ON THIS LIST MUST BE REGISTERED AT THE STATE LEVEL. Non-Exempt securities (MUST register): *C- Currency *C- Condos *C- [Collectibles] *C- Commodity Futures *R- Residence *E- Endowments *F- Fixed Annuities *T-Traditional (Whole ) Insurance *I -IRA or Keogh plans (Hint: any security not on this list IS either an exempt or Federal Covered security, thus need not register at the State level)
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