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A payday loan is when you get an advance on your paycheck and pay it back with interest on payday. Generally this interest is 15%. Payday loans are set up to [automatically] pay themselves back because you post-date a check when you get the loan. If you get to the point where you are getting payday loans from other places to pay back the first payday loan, [you are fucked]. Payday loans should be avoided at all costs, as they [fuck you in] the long run. Many states have laws against certain payday loan practices.
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