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A seatbelt that's been left outside a car when [the driver] closed the door. The metal end flaps and clunks against the side of the car. If enough belt is outside the door, the metal buckle drags along the road [throwing up] an occasional spark. More common occurrence in older land yachts with [old school style] seatbelts. Driver is typically clueless and doesn't hear it or doesn't figure out what that clunking noise was until he's parked and opens his door.
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