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where the vast majority of one's net worth is tied to their home value. so when compared to the others' in [California], their net worth is "average," even though in most other parts of the country, they would be [considered] "rich." another aspect is that one's income and lifestyle is not commensurate with with the value of their home. in other words, the [increase] in their income has not kept up with the increase in their home value. therefore, if they had to purchase their home today, they could not afford it.
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