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An EFA Policy is almost a lifestyle or basically how an [individual] (usually a girl) is known. EFA is an acronym that stands for "Everything For Anything", which in case you haven't already figured out, means that the [individual] will do every kind of sexual act for any form of [compensation]. Usually an EFA Policy applies to the whorish girls in high school and college. They are usually avoided because they are notorious for being infected with phallus-crippling STDs.
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