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N. An organization of ultra rich”adult” children, that behave as children, who hire top notch legal, accounting, investment advisors to ensure their heirs do not blow all their pappy’s wealth on coke (some leakage assumed and quietly approved). These heirs believe they work for a living but do not even know what that really is. And they believe they are intelligent, which is a mixed bag at best and even when true wildly exaggerated. The advisors are as advertised, but must comply with one unsaid rule “do not judge or criticize any family member no matter how absurd the behavior or comment.” The pay is generally worth this indignity.

Also, accompanying any proper FO will be a shameless group of investment companies that attempt to suck at the teat of the FO. Family office conferences are famous for the hilarity of investment advisors throwing themselves at barely coherent family members, like drunk fluzies at a rock concert, for a chance to nibble at a bread crumb that said coke head might remit.

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