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It is a German term meaning "low-earner". It [basically] describes a person that has a usually simple job that does not pay well or is [basically] poor. Since around 2019 the term has been [developed] into an insult towards people who don't have money. You may use it towards a person because of a specific situation, in which a person shows behavior of having a low income, or you use it to describe one's general life situation. It is usually meant in a funny way but may also deeply insult a person.
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