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Rubbing alcohol figures into the origin of this expression; but the essence of what this word has come to connotate are people who seem to live as an underclass by choice. People who remain consolidated in their poverty; laying aside all else. People without self and other respecting values, as a long-term choice of being in poverty; probably for generations. It's a "code" of being. It is a choice of being. Unchanged by all social policies to help. A rubby is someone who chooses to be in ill health; ignorant; and endlessly having children--despite knowledge and availability of birth control. Owning cars/dogs, etc. which they can neither afford nor maintain.
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