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Pronounced "ex-ard anne-o-[dit] c-reh-d-e." Created on the 5/8/10 full name for your 1st ever credit card if your finding it difficult to name [one]. The name originates from a [Msn] conversation 3 friends were having. One of them was so exited about getting her 1st ever credit card so she let her 2 friends decide its name in honour of this. [One] friend randomly thought Anodit and the other Creddy so they were the original names but then Xard was a spelling mistake which one of the friends made it was [ment] to stand for card but it sounded [gd] so it was added to the name. And that was how the name came about =]
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