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WAFL. Pronounced, "waffle." An acronym that I putted together around late September of 2007 when I thought of shortening "What a freaking loser." Apparently, the letter "f" is interpreted as another word (you know what curse word I mean) by a lot of people, so it could be considered inappropriate for school/classroom use. Although, my friends and I mostly just use the word as a substitute for "loser" most of the time.
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