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An insult to someone who is a fat slag, or who has just done something worthy of such an insult. The incorporation of "Mc" produces a Scottish connotation to the term, while bingo-wings refers to the flabs of fat residing below the arms of over-weight, middle-aged women, who can generally be found playing bingo. In its full form, Slutty McBingo-Wings can also be used as a term of endearment.
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