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As for the slang, prep is used to define people who are chic/elegant, but not extravagant or yuppie in any aspects. It comes from the term "prep school", or "preparatory school", prolly because members of that kinda school are usually both educationally and monetarily wealthy. That does not mean that preps are necessarily either rich or smart, even though people generally assume so. Prep is also used to define groups, such as clicks and nationalities.
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