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Opportunity cost disater or OCD is when the opportunity cost of the strategy that is choosen is greater in extent than a certified disaster would be. In many cased net loss of opportunity is huge, way beyond what occurs in a normal disaster. Even when things are great and everyone is happy with the chosen alternative like some people are with urban sprawl, the lost opportunity of the strategy can be so large that it equals or surpassses a legally defined disaster or disaster area.
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