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1) Somebody who's never been unemployed (or else is so rich that they've never needed a job.) Someone who's never been without health insurance. 2) Someone who's so sanctimonious and prissy that they'll never get laid - so he/she is against sex, contraceptives, and abortion. 3) Someone who's an unpopular loser who never had a day of fun in his/her life, unless it was bullying other people. So he/she is against anything fun (drugs, sex, rock 'n' roll.) 4) Someone who buys a big, expensive house in a fancy neighborhood, and then whines about paying high taxes.
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