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1.) A high-school educated former copier or [used car salesman] who figured out that he could make money for doing very little by acting as a middleman between banks and even less educated customers (borrowers). He or she drives a Porche or BMW, but its leased just like his house. Borrowers will fight tooth and nail over their proposed 1% fee for 2 weeks to a month worth of effort, but have no problem paying their real estate agent 3% for a couple days of local driving and filling out boilerplate forms. 2.) Scapegoats for the major banks and Wall [Street money] men who actually create the loan programs costing people their homes that you see on TV. You can find a LO at nearly any after-hour event that contains any two of [the following]: alcohol, sluts, cocaine, Las Vegas, suckers, bluetooth headsets, yachts, any aspect of society emphasizing appearance over substance.
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