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A racial slur used by blacks to demean whites, it refers to the time in the USA when a slave master would "crack" a whip to get the slaves to work. It's often shortened to "cracka." It is supposed to be the comeback against nigger or darkie, however the problem being that most white people just don't give a damn if they are called cracker, honkey, or any other racial slur attributed to their race.
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