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I don't know how a Hermit is synonomous with loser or lazy but whatever. Anyway Hermits are people who tend to not want to socialize with other humans all the time. Most spend their entire lives wandering the planet. Like loners they do tend to make friends, and associates, and can pretty much network with anyone, but they choose not to go any further than a hollow friendship. Though they do run in to the best plutonic relationships. Hermits, and loners are not socially inept, but hermits tend to not like to stay in the same place for very long. Thus not permitting the time it takes to actually be in some kind of crappy group or something like that.
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