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A form of gaslighting that uses the authority of “banks,” “finance,” or “the economy” to dismiss critique of financial systems. The perpetrator explains why banking regulations, interest rates, or credit systems must work as they do—often invoking inevitability or technical complexity—while portraying any alternative as naive. Banksplaining is common in debates about predatory lending, student debt, or monetary policy, where the speaker presents the current financial order as a natural fact rather than a political choice.
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