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When you're forced to spend money on something that shouldn't even be necessary to survive on this planet (college tuition, rent, bills, spending less on food to pay rent, etc) but the only alternative to it is being forced into poverty, homelessness, debt, legal issues, or a worse situation if you don't give in. Similar to being forced to give money or other valuables to a mugger when being robbed on the street or otherwise you'd be shot or murdered.
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