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It is a German term meaning "low-earner". It basically describes a person that has a usually simple job that does not pay well or is basically poor. Since around 2019 the term has been developed into an insult towards people who don't have money. You may use it towards a person because of a specific situation, in which a person shows behavior of having a low income, or you use it to describe one's general life situation. It is usually meant in a funny way but may also deeply insult a person.
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