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Fuck: verb1.have sex with (someone).2.ruin or damage (something). Tard: noun. offensive. A person who has a mental disability (often used as a general term of abuse). Fucktard is the shorting of the slur Ret@a#d with the word Fuck in front of it, commonly used as and insult. People who use it either do not care and like to use the r-slur and others who use it think they are being morality superior by using this instead of the r-word but they are not and and need to stop using any variation of the word "tard".
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