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A single drop of water from above (usually a tree, roof eaves, storefront awning, entryway door) that hits you on the head even though you have been avoiding the rain by walking under protective objects along your route, and which occurs at the very moment you let your guard down as you transition from outdoors to indoors... subsequently penetrating your hair, soaking into your scalp, making you feel cold and itchy, causing you to scratch which messes up your hair and makes you look un-smart.
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