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A credit card account provided from one intimate partner (co-signer), to another intimate partner (sugar baby), who becomes an authorized user of the card. The co-signer (sugar daddy) in this relationship is fully responsible for payments and obligations of the account. This can be arranged to facilitate specific hobbies (possibly intimate, e.g. lingerie, swimwear, or sexual fetishes), or just be open to the discretion of the authorized user. This is a potentially risky arrangement for the sugar daddy, and should only be considered for the most trustworthy lovers, who can be trusted to not abuse the privilege.
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