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Insult. Tard as in Retard (person suffering from mental retardation) combined with cock as in penis. Reflects the lack of intelligence, incompetence and/or mentally deficient actions of the target and equates it to that of a penis. While not the most logical association, it refers to the 'sexual intelligence' of a man with out any higher brain function i.e. thinking with ones cock. The insertion of the word 'cock' into the word also creates a sense of natural revulsion to most heterosexual males and many females. Although 'tard' has actual meaning, the effect is primarily in the sound. Unlike the other tard composites it is used more in cases of reactionary anger, but more multipurpose than fuck tard.
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