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Karma is a figment of peoples' imaginations, originally used by Hindus to get out of paying debts in a present incarnation and promising to repay them in a future incarnation. Of course, the debts were never repaid, and common usage came to define karma as bad things happening to people who owed debts from past incarnations. Eventually it was expanded to include explaining why good things happened to people who seemed undeserving of having luck. They MUST HAVE done something in a past life to have such luck in this life. Common usage further expanded this meaning to the point where we alive today use karma as an excuse for people having inexplicably good or bad luck.
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