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This phrase is not a way of [indicating] that the listener has the wrong currency for use in payment. It can be used in at least two ways. First, with a negative intent, as a way of refusing service, preemptively, to a person who wishes to buy something. This usage is intended to get rid of or threaten the listener. Conversely, the second usage is a bit of Mafia bravado as a way of paying the bill at a restaurant, or some other establishment as a way of [impressing] the listener or putting the listener in the speaker's debt. In this case, the exchange is stereotypically gendered where [the speaker] is male and the listener is female.
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